loop hole

so i payed a big chunk of one'a my credit cards recently and since then, they keep sending me 'convenience checks' that i can use just like checks, but they post to my credit card balance at these ridiculous rates.

...what's to stop me from depositing the checks into my checking account, and then just paying off the credit card with the cash to eliminate my normal rate (which is pretty high) balance? there's a 3% transaction fee on it as well...i'll do the math later and see what it looks like but i'm pretty sure i'll win since my normal APR sucks balls.

just thought i'd throw it out there to see if i'm missing something.


hook